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Baccarat commission: 5 percent on each Banker win
The Banker bet in Baccarat, with an 8-deck shoe, offers a Return to Player (RTP) of 98.94%. This translates to a house edge of 1.06% on this bet. The commission structure means winning Banker bets pay 0.95:1 instead of the standard 1:1.
This commission is applied to offset the Banker's statistical advantage, primarily when a third card is drawn. Without this 5% fee on wins, the house edge would be significantly lower. The Banker bet remains the strongest option available in Baccarat.
For a player betting €100 on Banker, a win would result in a payout of €95, effectively retaining €5 of the original bet for the casino. This structure ensures the house maintains its edge over the long term.
Variance at the Table: 1:1 vs. 35:1
Baccarat's Tie bet, paying 8:1, has a notably high house edge of 14.36%, with an RTP of 85.64%. This makes it the least favorable of the primary Baccarat wagers. The consequence is a significant long-term disadvantage for players choosing this bet.
In contrast, French Roulette (without La Partage on inside bets) presents a house edge of 2.70% and an RTP of 97.30%. A straight-up bet on a single number, paying 35:1, exemplifies the typical payout structure for inside bets.
The substantial difference in house edge between the Tie bet (14.36%) and a French Roulette straight-up bet (2.70%) highlights the variance in risk. A €100 bet on Baccarat Tie could theoretically lose €14.36 on average per €100 wagered.
Corner Pays 8:1, Dozen Only 2:1
French Roulette, featuring 37 sectors including a single zero, has a standard house edge of 2.70% and an RTP of 97.30%. Bets placed on specific numbers within the layout, such as a corner bet, yield a payout of 8:1.
Other inside bets in French Roulette include a split bet at 17:1 and a street bet at 11:1. Outside bets, like dozens or columns, offer a 2:1 payout. This fixed payout structure contributes to the consistent house edge across all bets.
For players betting €10 on a corner bet in French Roulette, the expected return is €80, or €8 profit. A €10 bet on a dozen would return €20, a profit of €10. This difference illustrates the varying payouts within the roulette table.
Plein Pays 35:1, Cheval Pays 17:1
A straight-up bet on a single number in European Roulette, known as a Plein, pays 35:1. This game features 37 sectors with a single zero, resulting in a consistent house edge of 2.70% and an RTP of 97.30%.
A split bet, covering two adjacent numbers (Cheval), pays 17:1. Other inside bets include street (three numbers) at 11:1 and corner (four numbers) at 8:1. All these bets contribute to the overall house advantage.
A €10 wager on a single number in European Roulette would return €350 if successful, yielding a €340 profit. The same €10 bet on a split, covering two numbers, would return €170. This demonstrates the risk-reward ratio for inside bets.
Jacks or Better: Check Payout Table Before Betting
Video Poker variants such as Deuces Wild – Not So Ugly Ducks offer a high RTP of 99.73%, with a house edge of 0.27%. The payout table for this specific variant includes Five of a Kind at 16:1 and Four Deuces at 200:1.
In contrast, Deuces Wild – Full Pay, which represents an optimal strategy game, boasts an RTP exceeding 100% (100.76%), creating a positive expected value for the player. This variant features a Five of a Kind payout of 15:1.
Players should consult the specific payout table for any Video Poker game before placing bets. For example, the difference in payouts for Five of a Kind between these two Deuces Wild versions (16:1 vs. 15:1) directly impacts the overall RTP and player advantage.
Game categories at a glance
| Category | Examples | Stakes From | Highlight |
|---|---|---|---|
| Slots | Razor Shark, Legend of Cleopatra Megaways, Midas Golden Touch | 0,10 EUR | thousands of titles |
| Table games | Roulette, Blackjack, Baccarat | 0,50 EUR | classic rules |
| Live casino | XXXtreme Lightning Roulette, Blaze Roulette | 0,20 EUR | real dealers |
| Jackpot games | Mega Moolah, Divine Fortune, Age of the Gods | 0,20 EUR | progressive pools |
| Instant games | Aviator, Plinko, Mines | 0,10 EUR | fast rounds |
| Video poker | Jacks or Better, Deuces Wild | 0,25 EUR | strategy based |
Pass Line in Craps: Process in Four Steps
The Pass Line bet in Craps involves establishing a point after the initial come-out roll. If the come-out roll is a 7 or 11, the Pass Line bet wins immediately. If the roll is a 2, 3, or 12, the bet loses, known as 'crapping out'. Any other number rolled becomes the 'point'.
Once a point is established, the shooter continues to roll the dice until either the point number is rolled again or a 7 appears. Rolling the point number results in a win for the Pass Line bet. This sequence of rolls continues until a decisive outcome is reached, allowing for multiple betting opportunities.
The Don't Pass bet, a variant of the Pass Line, offers a house edge of 1.36% with an RTP of 98.64%. A roll of 12 on the come-out roll results in a push for Don't Pass bettors, making it slightly more favorable than the Pass Line. This offers a strategic alternative for players.
Double Down: Doubling Your Bet After Two Cards
Doubling Down after two cards is a strategic maneuver in Blackjack that allows a player to double their initial bet. This action can only be taken after the initial two cards have been dealt to both the player and the dealer. The player then receives only one additional card to complete their hand.
This option is particularly beneficial when the player's hand total is strong, such as 9, 10, or 11, and the dealer's upcard is weak. For example, in Blackjack Liberal Vegas Strip with a 3:2 payout, a player might choose to double down on a hand totaling 11 against a dealer's 5. This strategy aims to maximize potential winnings.
The Double After Split (DAS) rule significantly improves player odds, offering an advantage of approximately 0.14 percentage points. This rule allows players to double down even after splitting a pair, further enhancing strategic flexibility and potential returns in games like Blackjack 6 decks, S17, DAS. This rule can be a key factor in achieving higher RTPs.
Double Down: double bet, only one card
The 'Double Down' option in Blackjack allows a player to double their original wager in exchange for receiving exactly one more card. This is a critical decision point in the game, typically employed when a player believes their current hand has a strong potential to beat the dealer's. The player must commit to this decision before receiving any further cards.
For instance, if a player is dealt a hard 10 and the dealer shows a 6, doubling down could be a statistically sound move. This strategy is further enhanced by the 'Double After Split' (DAS) rule, which offers an approximate 0.14% improvement to the RTP. This rule is featured in games like Blackjack 6 decks, S17, DAS.
The game 'Blackjack 6 decks, S17, DAS, payout 3:2, basic strategy' offers an RTP of 99.54% with a house edge of 0.46%. This calculation assumes the player adheres strictly to basic strategy, including the optimal use of the Double Down option. Adherence to these rules is paramount for achieving such favorable returns.
100 EUR bet, 50 rounds: the expected value
With a bet of €100 placed over 50 rounds, the expected value is directly influenced by the game's house edge. For example, in European Roulette, with a house edge of 2.70% and an RTP of 97.30%, the expected loss over these rounds can be calculated. This represents the theoretical long-term average retention of stakes.
If a player wagers €100 per round for 50 rounds, the total stake is €5,000. For European Roulette, a 2.70% house edge means an expected loss of €135 (€5,000 x 0.0270). This figure is a statistical projection, not a guarantee for any individual session. The actual outcome can vary significantly.
In contrast, Casino Hold'em with standard rules has an RTP of 99.18% per turnover, resulting in a house edge of 2.16% on the Ante. For a €100 bet per round over 50 rounds (€5,000 total stake), the expected loss on the Ante alone would be €108 (€5,000 x 0.0216). This highlights the impact of game selection on expected outcomes.
Why the Double Zero Almost Doubles the House Edge
The presence of a double zero pocket on an American Roulette wheel significantly impacts the game's fairness compared to its single-zero European counterpart. While both wheels have numbers 1 through 36, the addition of '00' on the American wheel increases the total number of pockets to 38, thereby altering the probabilities of all bets.
For instance, European Roulette, with 37 sectors and a single zero, features a house edge of 2.70%. This is calculated because payouts are based on 36 sectors, creating a consistent edge across all bets. Bets like Straight (35:1) or Red/Black (1:1) reflect this structure, offering better player odds.
An American Roulette wheel, with its double zero, effectively doubles the house edge to approximately 5.26%. This occurs because the payout structures for bets remain largely the same as European Roulette, but the number of possible outcomes increases. This means that, for example, a bet on Red/Black which pays 1:1, now has 18 winning numbers out of 38 possible outcomes, significantly increasing the casino's advantage.
Video Poker: check payout table before betting
The Deuces Wild - Full Pay video poker variant offers a theoretical RTP of 100.76%, indicating a positive expected value for the player under optimal strategy. This is notable as it surpasses the 100% threshold, a rare occurrence in casino games. This specific payout table, identified by the 25/15/9/5/3/2/2/1 sequence, contributes to this advantage.
In contrast, the Deuces Wild - Not So Ugly Ducks variant presents a slightly lower RTP of 99.73%, with a house edge of 0.27%. While still favourable, this difference arises from variations in the payout for specific hands, such as Five of a Kind paying 16 instead of 15. The Illinois Deuces variation shows a further decrease to 98.91%.
Players engaging with Deuces Wild should be aware that achieving the 100.76% RTP is contingent upon employing a flawless optimal strategy and placing the maximum bet. Any deviation from this strategy will reduce the RTP below 100%, making the outcome less favourable over time.
Hold or discard five cards: the decision
Blackjack with a 3:2 payout for a blackjack, a dealer standing on soft 17 (S17), double after split (DAS), and late surrender (LS) offers a high RTP of 99.72%. This combination of rules, often found in liberal Vegas Strip variations, significantly benefits the player. The standard deviation for this game is 1.15.
A blackjack payout of 6:5, compared to the standard 3:2, increases the house edge by 1.39 percentage points. For instance, a 10 EUR bet on a blackjack would yield 12 EUR instead of 15 EUR. This rule modification is more detrimental than most other rule changes in the game.
The inclusion of late surrender in blackjack, where a player forfeits half their bet after the dealer checks for blackjack, can improve the RTP by approximately 0.08 percentage points. Early surrender offers a more substantial benefit, potentially reducing the house edge by up to 0.6 percentage points, but is considerably less common.
What doesn't count: bets over 5 EUR
A welcome bonus of 300% up to €2,000 plus 100 free spins is offered, with specific wagering contributions for different game types. Table games contribute 10% towards the bonus turnover, while slots contribute 100%. This means that the amount wagered on table games counts less towards fulfilling the wagering requirements.
For example, a bet exceeding 5 EUR on any game will not count towards the wagering requirements. This rule acts as a limit on how much of a single bet contributes to clearing the bonus. Players must therefore divide their wagers to ensure they remain within this specified limit for each bet.
Consequently, a player aiming to clear the bonus by playing table games would need to wager significantly more to achieve the same progress as a slots player. For instance, to contribute €100 towards wagering, a table game player would need to place €1,000 in bets, whereas a slots player would only need €100.
Columns and Dozens Pay 2:1 in Roulette
In European Roulette, which features 37 sectors including a single zero, the house edge stands at 2.70% across all bets. This consistent edge is due to the payout structure, which is calculated as if there were only 36 sectors. Bets such as dozens and columns offer a 2:1 payout.
French Roulette, using the same wheel with 37 sectors, also maintains a 2.70% house edge for inside bets when the La Partage or En Prison rules are not applied. These rules, typically offering a partial refund or a second chance on even-money bets when a zero appears, are absent for inside wagers in this scenario.
For example, a straight bet in either European or French Roulette pays 35:1, while a split bet pays 17:1. Bets on dozens or columns pay 2:1, and a six-line bet pays 5:1. These payouts remain constant across various bet types within the standard European and French roulette variations.
Connection Lost in Table Game: Round Continues Automatically
In Baccarat, the Tie bet carries a significant house edge of 14.36% with an 8:1 payout, making it the least favourable major bet in the game. While the stake on the Banker or Player is returned in the event of a tie, the low RTP of 85.64% is a deterrent for strategic play.
Conversely, the Banker bet in Baccarat, with a 5% commission on winnings, offers a superior RTP of 98.94% and a house edge of 1.06%. This bet is considered the best option within Baccarat, with a standard deviation of 0.93, due to the banker's slight positional advantage when drawing a third card.
Sic Bo's Small and Big bets, under Atlantic City rules, provide a more favourable RTP of 97.22% and a house edge of 2.78%. These bets are considered the best options within Sic Bo, offering a 1:1 payout for sums between 4-10 (Small) or 11-17 (Big), though triples result in a loss for both.
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